F & I Director

Location: Loyalty Automotive

Category: Accounting & Finance

Posted On: 02/10/2026

Loyalty Automotive, a locally-owned and growing group of dealerships and collision repair centers headquartered in Richmond, is seeking an experienced, connected, and motivated F&I Director to lead and elevate our Finance & Insurance team.

This is a leadership role for someone who can drive performance, build strong lender relationships, ensure compliance, and deliver a top-tier customer experience across the F&I process.

Key Responsibilities

  • Lead the daily operations of the F&I department, ensuring a smooth, professional, and efficient customer experience
  • Work directly with customers to explain financing options, terms, and approval paths
  • Present and sell aftermarket products 
  • Develop forecasts, strategies, and performance plans to achieve department goals, growth, and profitability
  • Recruit, coach, and manage the performance of the F&I team
  • Build and maintain strong relationships with lenders, banks, and credit unions
  • Ensure compliance with all state and federal regulations and dealership policies
  • Resolve customer issues and concerns quickly, professionally, and with a solutions-first mindset
  • Deliver reporting and performance insights to the management team
  • Collaborate with General Managers, Sales Managers and leadership to optimize the full deal flow
  • Support vehicle appraisals and deal structuring as needed

Required Skills & Experience

  • Proven track record of success in automotive F&I
  • Senior-level F&I experience (F&I Director, F&I Manager, or multi-store leadership preferred)
  • Established lender relationships and strong understanding of lender programs
  • Experience working with subprime credit customers and complex approvals
  • Strong leadership and team development skills
  • Excellent communication, negotiation, and presentation ability
  • High level of professionalism and integrity
  • Computer and dealership software proficiency 

Compensation & Benefits

Loyalty Automotive offers an excellent pay plan and compensation package for full-time employees including:

  • Earning potential with commissions is $250,000
  • 401K/Profit Sharing
  • Health/Dental
  • Vacation/Sick Leave
  • Opportunity for Advancement

APPLY TODAY 

Submit your resume to: Jamie.Davis@LoyaltyAuto.com

Apply Now